Frequently Asked Questions On Buying Insurance

Here are some frequently asked questions on buying business insurance-
How do I know what additional covers to purchase? The important thing is to match the nature of your business with the insurance you are buying. Make sure you pick the covers that apply to you. Do I need to buy employers or public liability insurance separately? No. These covers are included as standard in the policy. You only need to purchase the one policy for all your insurance needs. Who will be quoting me? We only work with the UK’s leading providers such as Catlin, ABC, Norwich Union, MMA and Axa. We will provide you with the most appropriate quotes for your business, from all relevant suppliers. My current insurer has already offered me a renewal quotation, why go through the hassle of getting another quotation? Insurance is not a product such as a pint of milk where the price is fairly established. By shopping around, you can often save significant sums with different insurers, as they all take different views on the levels of risk. Although we now have an interactive online presence - we are still on the phones, here in UK, should you need to speak to us. Fry-Online Insurance offers policies with a number of typical benefits as standard, as well as many additional add-ons such as building or tenants improvements, employee dishonesty, frozen food, loss of licence, mechanical breakdown cover and personal accident cover. Example of what our typical Fry-Online Insurance policies include: Contents insurance - cover for your stock and other contents against loss or damage Glass cover - in the event of breakage of internal or external glass Property in Transit - cover for accidental loss or damage to property whilst in transit Money - protection against loss of money belonging to your business Business Interruption - cover for reduced income and increased running costs as a result of an insurable loss Employers’ Liability - legal liability cover for death or bodily injury to employees whilst working for you Public and Products Liability - providing you with protection for your legal liability to third parties should you injure them or damage their property.

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